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Tag Archives: Insurance

7 Insurance Policies for Tour Operators

Tour operator vehicle with tourists

All tour operators require insurance protection, but there are some types of cover that you may not have considered. These could be essential to mitigating the risks associated with your tour company. Here are the top seven types of insurance ...

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Types of Travel Insurance Explained

Travel Insurance Explained

In today’s world of uncertainty and increased frequency of unexpected events, risk transfer by means of travel insurance is more important than ever before. Preparing for the unexpected places you in an offensive position, especially when you leave the comfort ...

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How to be Cyber Smart with QR Codes

QR codes have become one of the fastest-growing marketing and online/offline instant payment tools out there. By Des Langkilde. In case you’re wondering what QR code is, it’s defined as a machine-readable code consisting of an array of black and white ...

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Tourism Insurance – Part 7

Bandaged couple on a bench

Summary: Part 1 in this series covered an introduction to insurance, an outline on the EC Directive, the basics of risk management, and financial guarantees. Parts 2 and 3 looked at liability insurance, Part 4 continued the subject of liability ...

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Tourism Insurance – Part 6

Bandaged couple on a bench

Summary: Part 1 in this series covered an introduction to insurance, an outline on the EC Directive, the basics of risk management, and financial guarantees. Parts 2 and 3 looked at liability insurance, Part 4 continued the subject of liability ...

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Tourism Insurance Part 5

Bandaged couple on a bench

Summary: Part 1 in this series covers an introduction to insurance, an outline on the EC Directive, the basics of risk management, and financial guarantees. Part 2, Part 3, and Part 4 look at liability insurance.Part 5 continues the subject ...

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Tourism Insurance Part 4

Bandaged couple on a bench

Summary: Part 1 in this series covered an introduction to insurance, an outline on the EC Directive, the basics of risk management, and financial guarantees. Parts 2 and 3 looked at liability insurance.Part 4 continues the subject of liability with ...

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Tourism Insurance Part 3

Bandaged couple on a bench

Summary: Part 1 in this series covered an introduction to insurance, an outline on the EC Directive, the basics of risk management, and financial guarantees, while Part 2 looked at liability insurance.Part 3 concludes the subject of liability. TYPES OF ...

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Tourism Insurance Part 2

Bandaged couple on a bench

Summary: Part 1 in this series covered an introduction to insurance, an outline on the EC Directive, the basics of risk management, and the first of 5 important types of insurance, namely financial guarantees. In Part 2, we look at ...

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Tourism Insurance Part 1

Bandaged couple on a bench

We all know that insurance is an essential component of risk management that requires an annual review to adjust to changes in the commercial circumstances and legal environment in which we operate. What we may need reminding of are the ...

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Thunderstorm Season

As summer approaches the Southern Hemisphere it is important to listen for storm warnings. Weather conditions change rapidly and thunderstorms are especially prevalent at this time of the year, writes Andre du Toit. Objects struck by lightning experience heat and ...

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Health and Wealth for Tourism

SATIB is set to provide businesses and employees in the tourism and hospitality industry with a holistic, financial services offering ranging from short-term insurance for tourism operators to employee benefits, writes Neesa Moodley. With a solid 25 years’ experience in ...

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The Fine Print

In Part 1 of this three part series, I wrote about the importance of building a culture of ownership and looked at the ‘Big 5’ preventative measures in managing risk. In part 2, I will deal with the fine print ...

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Kidnap & Ransom Insurance

The threat of kidnap and ransom in African countries is on the rise and companies with employees stationed or visiting places including Nigeria, Somalia, Mozambique and Kenya, which have been kidnapping hotspots, are strongly advised to ensure that they are ...

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Passenger Liability Replacement

Tourism Tattler readers may be aware that the Constitutional Court found the amendments to the Road Accident Fund Act to be constitutional. As a result, Passenger Liability insurance is no longer an effective risk transfer solution for Tour Operators on ...

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Under Insurance Risks

The protracted devaluation of the rand over the last two years has left many insured’s with inadequate cover. The effect on claims payments can be catastrophic for clients already under pressure from an unforgiving economic climate. By Paul Halley. Restaurants, ...

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Wildlife Mortality Insurance

Possibly the highest risk in terms of animal well-being, can be apportioned to animals that are captured and held in bomas awaiting sale at an auction, writes Julian Freimond. Stress and injury followed by exposure resulting in mortality in the ...

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